If you have been injured due to the negligence of another, you may have a Washington personal injury claim. You may need a Washington personal injury attorney to fight on your behalf because insurance companies are not likely to be on your side and they will offer you as little as possible and may use tactics known as 'delay, denial, defend' to prolong your claim and under-compensate even your actual losses, medical bills, and auto damages. Don't agree to a settlement offer until you have consulted with an experienced Washington personal injury attorney.
A personal injury claim might entail compensation for permanent injury, scarring, loss of wages, loss of potential earnings, disfigurement, permanent painful injuries like slipped discs, back injury, and brain injury. If product liability has contributed to the pain and suffering of the injured, the compensation may include punitive damages, as we saw in the Ford rollover case November, 2009 which went before the US Supreme Court on request for Appeal. A San Diego, California woman was paralyzed as a result of a violent Ford van rollover and had previously been awarded an initial $364 million judgment, including a substantial portion which was punitive damages. In Washington state, punitive damages are allowed in very limited circumstances by statute only, but may be awarded when the defendant acted in a malicious, violent, oppressive, fraudulent, wanton or grossly reckless way in causing the special and general damages to the plaintiff.
If you were in an auto accident and seriously injured, with your auto insurance policy you may have personal injury protection, wage loss coverage to compensate you for your lost time from work. You may be entitled to compensation for your lost time from work. You may have bodily injury, uninsured and even under-insured driver insurance. You may have problems getting your medical bills paid.
If you have auto insurance coverage, even if you don't have health insurance, your auto insurance policy personal injury protection will protect you even if you are a pedestrian or a bicycle. If you have uninsured driver coverage, you will also be protected if you are hit by a car and injured while biking or walking.
If you don't have health insurance, it is a good idea to up your minimum personal injury protection (pip), and even uninsured, and under insured driver insurance coverage. If you are injured in an auto accident by an uninsured driver, the driver's insurance should protect you, but if the driver is uninsured, you will be protected even on bicycle or as a pedestrian by your uninsured, or under-insured auto insurance coverage.
Insurance companies make money when they pay you as little as possible. You pay the auto insurance companies for coverage but your insurance company is paid by their corporate stock holders.
Insurance companies very often use tactics of offering you unreasonable settlements betting that you will settle for less than you deserve for your Washington personal injury claim. Even if the auto insurance and truck insurance companies save very little money per claim that they underpay, with the number of claims that they handle per year, they can save their stock holders millions.
Washington state legislature passed a 2007 law to punish insurance companies for unreasonable offers on insurance claims, or using unethical methods to pressure you, the insured, into settlement. This is called Bad Faith. Under 'bad faith' laws insurance companies can be punished by for failure to offer a reasonable settlement, or in other words using tactics of "delay, denial, defend."
In order to punish insurance companies, the 2007 Washington state law was meant to hold insurance companies responsible and protect consumers of auto insurance policies. Insurance companies fought back and in 2008 forcing the new law to be tested with referendum, R67. In the battle over R67 insurance companies poured huge amounts of money into the campaign to over turn the new law which gave you, the consumer more leverage in protecting what you might simply expect to bee the service you paid for with your insurance auto insurance coverage, pip - personal injury protection, and other insurance plan coverages, uninsured, under insured etc.
Anderson Cooper followed the story that erupted over the Washington R67 battle. The story illustrates why you may need a Washington personal injury attorney.
Thomas C. Patton is an experienced Washington personal injury attorney and a seasoned litigator with fourteen years of experience conducting jury trials and appeals.
Disclaimer: The Washington accident attorney legal information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth here were dependent on the facts of that particular personal injury case and the results will differ from case to case. To get specific legal advice regarding your Washington accident injury, please contact Washington accident attorney Tom Patton in Vancouver, Washington or Portland, Oregon. This web site is not intended to solicit clients for matters outside of the State of Washington and Oregon and may be considered advertising by the Oregon State Bar Rules as well as the Washington State Bar Rules.
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